224-770-5307

Policy Information

About Open Enrollment

We are pleased to inform you that your union is currently in an open enrollment.

All of the available coverages are offered separately and a member’s participation in one or all of those coverages, and the level to which he or she elects to participate, is voluntary and strictly the individual’s choice.

All insurance under this Union Group Policy will cover you for as long as you continue to remain actively employed, pay premium, and be in good standing with the union.

Participant and Claimant Responsibilities

It is your responsibility to notify Cornerstone Benefits Management if your employment, union status, contact information, or salary changes. Failure to properly notify Cornerstone will result in loss of premiums and/or insurance coverage. Notification to Cornerstone must be made by phone at 224-770-5307 and/or by email at info@unioninsurance.com.

As an individual member of the union, if you have voluntarily elected to participate and pay premium for coverage, it is your responsibility to understand the group policy and its provisions.

Premium Payments, Calculations and Adjustments

Loss of Premiums Notice

If you do not contact our office within 90 days of your date of dismissal, date of retirement, date in which you left the BLET, there will be no refund for any premiums paid. It is the sole responsibility of the member to contact Cornerstone Benefits Management at 224-770-5307 or by email at info@unioninsurance.com within the 90 day allotted time.

Failure to Make a Payment

Participating members for whatever reason may miss a premium payment from time to time. The current plan allows for a 60 day grace period to make up any missed premium payments.

Administrative & Transaction Costs

All administrative and transaction fees (fees) are included in your monthly premium. These fees cover the costs associated with, but not limited to, premium processing, premium returns, postage, policy correspondence, claims advocacy and other ancillary expenses associated with the administration of your elections. These monthly fees are applied to all coverages shown on the Summary of Benefits & Rates.

Included when premium is collected: Payment Transaction Fee 1.00 per transaction.